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Mortgage Underwriting

scott in nashville

The Jack Dunlap Club
Gold Member
Jan 10, 2011
8,330
25,629
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Nashville, TN
When we bought this house in 2016, the process was like a proctological exam. We both have great credit and #TIrich incomes, but they wanted 5 years worth of damn near everything. They also made me go through every check/deposit/withdrawal over $1000 to detail what it was for.

I’m not sure saving a half point in a refi is worth all of that aggravation again.

FWIW, that was for a jumbo with Wells Fargo. Are they all like that nowadays?
 
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