Trump Care aka Ryan Care
- Thread starter other1
- Start date
I do not think there is a cure for health insurance. The insurance companies, lobbyists, and politicians are so deep in bed with each other that there is no end in sight. I want everyone to be able to buy and keep healthcare but how do we do that while not killing the pockets of the working people? Also let me stress that I am not near smart enough to understand this stuff lol
Last edited:
Best part
Younger Americans could get cheaper plans
Obamacare was designed so that younger policyholders would help subsidize older ones. That would change under the Republican bill because it would allow insurers to charge older folks more.
This means that younger Americans would likely see their annual premiums go down. Enrollees age 20 to 29 would save about $700 a year to $4,000, on average, according to the Milliman study for the AARP.
Related: Full text: GOP plan to repeal and replace Obamacare
Those under age 30 would also get a refundable tax credit of up to $2,000 to offset the cost of their premiums, as long as their income doesn't exceed $215,000 for an individual. It's more likely that younger folks who are earlier in their careers would fall under this cap.
The GOP tax credits would also likely be more generous than Obamacare's subsidies for these folks. For example, a 27-year-old making $40,000 a year would receive $2,000 under the GOP plan, but only gets a $103 subsidy from Obamacare, on average, a Kaiser analysis found.
Also, the bill keeps the Obamacare provision that lets young adults up to age 26 stay on their parents' insurance plan.
Paul Ryan's plan has plenty of flaws, but no one can put together a sound argument that the ACA isn't a complete disaster.
Ron Munson what would be an across the board equal to do it? I aks because this thing seems so out of whack that there is no end in sight.
I just clicked on a link taking me to a CNN money article. I'll be back...I am headed to slam my jimmy in the bathroom drawer
Good. We can't just add new taxes to folks making over $200k (the article starts by focusing on $1m+, but then notes the tax in question affects those in the $200k+ range) and hope that solves things. Everyone needs to contribute and pay their share.
Actually, I think that plenty of people could put together a pretty good argument that the ACA was not a "complete disaster." One example would be that the Repubs are keeping parts of it. And quite frankly, the Repubs are having a difficult time trying to decide how to change it. I just finished reading an article that a large part of Trump's base, low income to lower middle income white people, will be the most affected by many of the changes proposed by the Republicans. And these people ain't happy. Exactly what the the hell did they think they were voting for?
Ditto. I read the first couple of sentences then stopped once I realized it was CNN.
OP, why don't you post a credible news source next time and not waste everyone's time?
All I want to know is can people that had to leave their doctor, even though it was promised that this would not happen, go back to their original doctor?
@Ron Munson why not work to fix the law?
Senate has already said bill will not pass.
If you cannot repeal it, why not make it better?
Senate has already said bill will not pass.
If you cannot repeal it, why not make it better?
The bill also keeps the ban on pre-existing conditions, which is important to a lot of Americans but seems like something the conservatives want to nix.
While it would be cheaper on younger people, it would be more expensive for older people. The idea of the ACA was that younger, healthier people help cover the cost of covering older, less healthy people. But simply not enough young people signed up for the exchanges. The idea from the Republicans seems to be older and sicker cost more so they should pay more. I just worry about seniors who have a limited income and how this might impact them.
The rather extensive rollback of Medicaid could also be harmful to lower income families. It's a tricky thing to navigate because poorer people tend to be sicker and are more expensive to cover and Medicaid is an entitlement, but you also can't just leave people out in the cold and low income, uninsured Americans will receive subsidized health care one way or another as the cost will be passed on to those with coverage and over time it may be more expensive to not provide coverage than to provide it.
I tend to think the government should either go all in or all out. Either provide basic but limited health care for seniors and those under the poverty line and let the private insurers do the rest, or get on with the single payer system that almost seems inevitable at this point.
I would say absolutely. But if you end up not being able to then it's no worse than what Obama and Pelosi did.
This doesn't bother me very much. Democrats over tax the wealthy and also have a very out of date metric for what qualifies as wealthy. $250k for a married couple? Come on, that's a good living but not at all wealthy, especially if you throw 2-3 kids in the mix.
I agree with the general concept that those who have more income should pay a higher marginal rate, but these add ons and punishments for those who are making a decent living are just too much. Even if you can argue that someone making a million + won't feel that extra 3% much, it's still just the principle of it.
ONLY USE ARTICLES LINKED FROM DRUDGE REPORT, OP.
If it will bring my premium back down near where it was 8 years ago I will be happy. My premiums Quadrupled since the so called "affordable care act" started . Over $1300.00!!!!
lol at the level republicans will go to shill for one another. the bill is a complete albatross that has been almost universally panned, even by many conservatives (i.e. tucker carlson, who posters around here seem to adore), and people in here are still all "well it's better than obamacare!!!"
what exactly do y'all consider to be "credible"? and follow-up: do you doubt CNN's credibility because president capslock told you that they're "fake news"?
One sided news outlet that has an obvious agenda to make any decision the conservative side makes look bad. Sure they report some facts but most certainly not all of them.
Obamacare has made healthcare a mess...I'll await until a plan is finalized and rolled out before I make my opinion on it. And thanks to Obamacare, my plan will no longer be available after 2017 so I will be following it closely. Thanks to Obamacare United healthcare pulled out of St. Francis...and my wife's thyroid doctor is in the St. Francis network...so my premiums have doubled and now that I need it I cannot use it.
I work in healthcare and have seen the negative and struggles the last 8 years have provided in my industry...from reimbursement cuts, to competitive bid, to hospital readmits, to Obamacare... all has put a strain on the industry
I am all for the governments attempt to make the healthcare system better and I'll await an official roll out with the entire policy in place before I make judgement based on an article from CNN which has proven over the years to be extremely liberal.
I don't know what needs to be done at ghost point. But republicans were elected to repeal.
There are some good aspects of the ACA, but for the most part, it was horribly put together, by people who had no clue what they were doing.
I would say they need to completely repeal it, then worry about putting a replacement together.
The good part of it is that people with preexisting conditions can be covered. But then again only if the insurance they obtain is accepted by the doctor they utilize for care.
The bad part is, that means someone has to pay for it and between the low income people who are on ACA and the higher cost for people with preexisting conditions, insurance companies had to raise cost and that ultimately hurt the working middle class.
This guy. Really? Fox News is the premiere news network and always first rate.
and potentially leave millions of people uninsured for an indefinite amount of time? bang up idea there, ron.
Currently!Insurance companies are pulling out of states and hospital chains left and right and policies are being abolished...you remember that "if you like your insurance plan you can keep your insurance plan" bull shit. It sounded cute
This doesn't jive with what hospitals as a whole tend to say in regard to ACA repeal. If ACA was so bad for them why don't they support a repeal?
Most of those people would fall back under medicaid...where they were before the ACA.
Also. Many on their have deductibles so high, they aren't even being able to use it.
And as I said, it is going to fall apart on its own anyways. It is just a matter of time before the other insurers drop out.
"By people who had no clue what they were doing"-That quote sums up most politicians' knowledge level.
Younger should pay less and older more. Period. Young people have enough to pay for. Older should have money saved for just this
There's a LOT of ways to skin this cat (health care).
I think that the first question that needs to be answered is this: Is health care a right or a privilege? For most of my life, I've been in the latter group. I have an education, make decent money, and have always had jobs that provide benefits. As I get older and pay more and more attention to the tenants of my religion, I've started to drift back the other way.
An excellent question to ask yourself is: What would Jesus do? His position on taking care of taking care of the sick, afflicted, and helpless was pretty clear. I get that at some point, the books have to balance and we have to pay for all this. But we are the richest country in the world. Our government pays money out to countries around the world. We pay money to companies that are enormously profitable already. There HAS to be a way for us to fix things so that a simple accident doesn't saddle people with a lifetime of debt in medical bills that they can't hope to pay. There HAS to be a way for kids to get needed medical care w/o their parents being well off enough to afford benefits.
Emergency room care is expensive (and rightfully so). This shouldn't be the health care choice of anyone who doesn't need emergency attention. We can do better than this. Cuba (feaking CUBA!!) does better. Sure, medical care for those that can afford it is top notch here in the USA (and I'm one of those), but affordable/decent health care should be available to all. Not just the well off.
I'm not in love with ACA (Obama Care), but it made health costs affordable for lots (millions) of folks who had never had insurance before. That's not a disaster @Ron Munson . Can it be improved on and made better? Sure. I'm on board with that. If the Republicans show me a plan that insures more people, provides better coverage, and costs less (that's Trump's promise, not mine), I'm all in. I'm not on board with giving the wealthiest Americans a tax break at the expense of the working poor (and let me be clear... I don't give much of a crap about people that can but don't work... not very Christian of me to be sure, but there you go). The gap between the wealthy and the rest of us is as high as it's ever been... the rich seem to be doing alright and owning a greater share of the world's wealth every year. I'm unclear how helping those folks out is a priority (even for them), if you profess to give a crap about your fellow man.
I think that the first question that needs to be answered is this: Is health care a right or a privilege? For most of my life, I've been in the latter group. I have an education, make decent money, and have always had jobs that provide benefits. As I get older and pay more and more attention to the tenants of my religion, I've started to drift back the other way.
An excellent question to ask yourself is: What would Jesus do? His position on taking care of taking care of the sick, afflicted, and helpless was pretty clear. I get that at some point, the books have to balance and we have to pay for all this. But we are the richest country in the world. Our government pays money out to countries around the world. We pay money to companies that are enormously profitable already. There HAS to be a way for us to fix things so that a simple accident doesn't saddle people with a lifetime of debt in medical bills that they can't hope to pay. There HAS to be a way for kids to get needed medical care w/o their parents being well off enough to afford benefits.
Emergency room care is expensive (and rightfully so). This shouldn't be the health care choice of anyone who doesn't need emergency attention. We can do better than this. Cuba (feaking CUBA!!) does better. Sure, medical care for those that can afford it is top notch here in the USA (and I'm one of those), but affordable/decent health care should be available to all. Not just the well off.
I'm not in love with ACA (Obama Care), but it made health costs affordable for lots (millions) of folks who had never had insurance before. That's not a disaster @Ron Munson . Can it be improved on and made better? Sure. I'm on board with that. If the Republicans show me a plan that insures more people, provides better coverage, and costs less (that's Trump's promise, not mine), I'm all in. I'm not on board with giving the wealthiest Americans a tax break at the expense of the working poor (and let me be clear... I don't give much of a crap about people that can but don't work... not very Christian of me to be sure, but there you go). The gap between the wealthy and the rest of us is as high as it's ever been... the rich seem to be doing alright and owning a greater share of the world's wealth every year. I'm unclear how helping those folks out is a priority (even for them), if you profess to give a crap about your fellow man.
A bunch of people don't. That's why the affordable care act is fairly popular among the middle class but most don't approve of Obamacare even though they are one and the same. True story.
