I have always had an umbrella policy above my auto and homeowners in case something drastic happened. However, this year I got my premium and it went from $248.00 to $418.00. I had always heard from others that their umbrella policies were about the same rate (approx $250). Has anyone seen this amount of increase lately? I use Farm Bureau and I have $500,000 limits on everything else. Would you continue this at this higher rate? I hate to shop around solely on an umbrella. Help!