Quick summary - my fiance and I are currently deep into the housing search right now. We’ve been searching in the Greenville/Spartanburg area, and we have been pre-approved for a 549k loan through a mortgage lender. She’s a member through State Credit Union in NC, and I am not able to join until we actually get married in October. Is getting a mortgage loan through a credit union worth the wait? I believe there’s no PMI through her credit union so I’m leaning towards waiting a little bit longer, but wanted to see if anyone else has experience or knowledge of credit unions as mortgage lenders. This will be our first house so we are using FHA. Will gladly accept any tips/advice, it’s a little overwhelming at times.
