ADVERTISEMENT

Thank you Mr. President

OK amateurs, read and learn. Yall are welcome.

Claims That Crime Rates Are Plunging By the Media? Those Are Criminally Inaccurate
townhall.com › columnists/bradslager…

Townhall – Bias and Credibility​

Townhall - Conservative - Questionable - Right Bias - Conspiracy - Fake News - Not Credible
Factual Reporting: Mixed - Not always Credible or Reliable


QUESTIONABLE SOURCE​

A questionable source exhibits one or more of the following: extreme bias, consistent promotion of propaganda/conspiracies, poor or no sourcing to credible information, a complete lack of transparency, and/or is fake news. Fake News is the deliberate attempt to publish hoaxes and/or disinformation for profit or influence (Learn More). Sources listed in the Questionable Category may be very untrustworthy and should be fact-checked on a per-article basis. Please note sources on this list are not considered fake news unless specifically written in the reasoning section for that source. See all Questionable sources.
  • Overall, we rate Townhall Right Biased and Questionable based on consistent one-sided reporting that always favors the right and numerous failed fact checks.
 

Townhall – Bias and Credibility​

Townhall - Conservative - Questionable - Right Bias - Conspiracy - Fake News - Not Credible
Factual Reporting: Mixed - Not always Credible or Reliable


QUESTIONABLE SOURCE​

A questionable source exhibits one or more of the following: extreme bias, consistent promotion of propaganda/conspiracies, poor or no sourcing to credible information, a complete lack of transparency, and/or is fake news. Fake News is the deliberate attempt to publish hoaxes and/or disinformation for profit or influence (Learn More). Sources listed in the Questionable Category may be very untrustworthy and should be fact-checked on a per-article basis. Please note sources on this list are not considered fake news unless specifically written in the reasoning section for that source. See all Questionable sources.
  • Overall, we rate Townhall Right Biased and Questionable based on consistent one-sided reporting that always favors the right and numerous failed fact checks.
And how did I know this cut and paste was coming? Its in the official lib operator manual.
 
  • Like
Reactions: fatpiggy
Here's an example of CNN credibility. FAKE NEWS!!



CNN Finally admits Trump was right…

CNN NOW:
The United States is being invaded by deadly prison gangs, who are rapists, murderers, terrorists, drug and human traffickers

CNN SINCE 2015:
Trump BAD! He is a racist for saying that illegal aliens are murderers, rapists, terrorists, drug & human traffickers… 🤦🏻‍♂️

Trump is always right,.. always. 😂

🎥 @TrumpWarRoom
 
You lie so much and post so many edited posts that I don't trust any of them to be accurate. But even if true, it would never convince me to vote for Trump. You should be embarrassed that this will be the second time ya boy loses to Gramps piggytroll.
 
  • Like
Reactions: TigerGrowls
Your age = 27ish?
I am 26. I own a home but because I worked my ass off graduated with honors landed a great job. I;m talking about the nurses who also worked their ass off and are making $70K (some maybe more) or the other less fortunate individuals who have a great degree but no way that they will be able to buy a home when they are paying $2k a month in rent currently. You dont have any savings each month, I have several friends that graduated with me that are in this boat and have no idea what to do.

For the record, I was raised very well (shout out Mom and Dad), first person to go to college in the family, but i knew what I had to do to be successful and as a Christian Man i thank God for that everyday. I pretty much grew up in a paycheck to paycheck household
 
I am 26. I own a home but because I worked my ass off graduated with honors landed a great job. I;m talking about the nurses who also worked their ass off and are making $70K (some maybe more) or the other less fortunate individuals who have a great degree but no way that they will be able to buy a home when they are paying $2k a month in rent currently. You dont have any savings each month, I have several friends that graduated with me that are in this boat and have no idea what to do.

For the record, I was raised very well (shout out Mom and Dad), first person to go to college in the family, but i knew what I had to do to be successful and as a Christian Man i thank God for that everyday. I pretty much grew up in a paycheck to paycheck household
I’m a few years older. When I was 24 I was barely scratching out minimum wage and couldn’t get a job interview, let alone a good paying job. I got into my career field at 25. We bought our house when I was 30. Wife and I worked and saved for 5 years prior but didn’t have enough to get 20% down. Asked the lender to roll our PMI into the cost of the loan, then paid the interest rate down in points. Up front expense of about $6k saved us what would have been 5+ years of $200/mo PMI. Two years later we refinanced and now our interest rate is 1.9%. If you had told me at 24 that I’d be where I am at 37 I would have called the cops on you. Young people trade potential for perspective and in the absence of experience it’s extremely easy to feel like things are hopeless.

Save your money while rates are high. Right now there’s a great opportunity to grow that down payment because the stock market is very strong. Interest rates will come down eventually, likely some later this year and furthermore into 2025. When the housing market cools off, and it will, it always does, you’ll have cash in hand ready to move. Don’t wait for rates to bottom out, catch the price correction and refinance into a lower rate when the opportunity arises.

Not sure where your friends are located, but a $250k house at current rates is <$2k/month and in many parts of South Carolina pretty attainable.
 
"Trump told a crowd of supporters. "The late, great Hannibal Lecter. He’s a wonderful man."
 
  • Haha
Reactions: dpic73
I’m a few years older. When I was 24 I was barely scratching out minimum wage and couldn’t get a job interview, let alone a good paying job. I got into my career field at 25. We bought our house when I was 30. Wife and I worked and saved for 5 years prior but didn’t have enough to get 20% down. Asked the lender to roll our PMI into the cost of the loan, then paid the interest rate down in points. Up front expense of about $6k saved us what would have been 5+ years of $200/mo PMI. Two years later we refinanced and now our interest rate is 1.9%. If you had told me at 24 that I’d be where I am at 37 I would have called the cops on you. Young people trade potential for perspective and in the absence of experience it’s extremely easy to feel like things are hopeless.

Save your money while rates are high. Right now there’s a great opportunity to grow that down payment because the stock market is very strong. Interest rates will come down eventually, likely some later this year and furthermore into 2025. When the housing market cools off, and it will, it always does, you’ll have cash in hand ready to move. Don’t wait for rates to bottom out, catch the price correction and refinance into a lower rate when the opportunity arises.

Not sure where your friends are located, but a $250k house at current rates is <$2k/month and in many parts of South Carolina pretty attainable.
I have PMI, if you don't mind how were you able to roll that into the loan cost? If I read and understood that correctly, that would be something that interests me or it may already be the case, I just do not know.

I will refi once the rates go down which at some point they will. I am still living comfortably with my mortgage, i can still afford to do what I want and buy things that I desire to have or for others. And honestly I save a lot of money by either high yield cash account or my portfolio.

I'm in a $350K house paying about that same amount with a $300 car payment too so I am nor concerned. I am not concerned about myself, graduated with Accounting and Finance and have a Masters too. But I kniow some people in Charleston paying more than I am to rent and that is just not sustainable IMO. Itll take them years to save up enough to buy a home. I am based out of the greater Charlotte area for what its worth.


Go Tigers, and thanks for the response. I don;t have a ton of mentors when it comes to these things so I appreciate it!
 
I have PMI, if you don't mind how were you able to roll that into the loan cost? If I read and understood that correctly, that would be something that interests me or it may already be the case, I just do not know.

I will refi once the rates go down which at some point they will. I am still living comfortably with my mortgage, i can still afford to do what I want and buy things that I desire to have or for others. And honestly I save a lot of money by either high yield cash account or my portfolio.

I'm in a $350K house paying about that same amount with a $300 car payment too so I am nor concerned. I am not concerned about myself, graduated with Accounting and Finance and have a Masters too. But I kniow some people in Charleston paying more than I am to rent and that is just not sustainable IMO. Itll take them years to save up enough to buy a home. I am based out of the greater Charlotte area for what its worth.


Go Tigers, and thanks for the response. I don;t have a ton of mentors when it comes to these things so I appreciate it!
No problem. I just asked my loan officer if they had any alternative programs with PMI and asked off chance if they were able to roll it into the cost of the loan. We used quicken loans, large lenders have more flexibility and with rates being higher right now I’m sure their salespeople are willing to work whatever angle possible to close deals.

Your friends in Charleston need to get out of Charleston lol. That market is out of reach for regular people and will remain so until Summerville is oceanfront property.
 
Does anyone have an idea how people my age will be able to purchase homes in the future?
Have you seen the illustration on 1967 vs 2024 if you worked at McDonald's and wanted to buy a house? In 1967 McDonald's paid minimum of $1.67 and if you worked 40 hrs and saved every dime you could buy the national average cost house in something like 11 years. If you made $15 and did the same today, it would take around 30. Make of that what you will......but gap between bottom and top is widening and the rich are getting richer.
 
  • Like
Reactions: yoshi121374
Have you seen the illustration on 1967 vs 2024 if you worked at McDonald's and wanted to buy a house? In 1967 McDonald's paid minimum of $1.67 and if you worked 40 hrs and saved every dime you could buy the national average cost house in something like 11 years. If you made $15 and did the same today, it would take around 30. Make of that what you will......but gap between bottom and top is widening and the rich are getting richer.
Fortunately, most of the wage growth under Biden has been to middle and low wage earners.
 
Low IQ, low social aptitude imbecile barely managing to function in society easily influenced by propaganda, more at 11.
She has an opinion and a vote just like you. I happen to think your opinion sucks and I'm sure you feel the same way about mine so there we are. I'm doing well financially and I still know that Biden policies are wrong and are hurting the nation. It's not just about you only.
 
  • Like
Reactions: AugTig
She has an opinion and a vote just like you. I happen to think your opinion sucks and I'm sure you feel the same way about mine so there we are. I'm doing well financially and I still know that Biden policies are wrong and are hurting the nation. It's not just about you only.
I was sure he was talking about you
 
The economy is SO BAD that I got a 50% raise in 2022 and 6-8% every year since, my investment accounts are all up 30%+ since 2021, and my home’s value has nearly doubled.
Sorry bud. You might be afflicted with intelligence and know how. Which might have caused you success. Gosh darn those public schools and infrastructure! What have they wrought??
 
She has an opinion and a vote just like you. I happen to think your opinion sucks and I'm sure you feel the same way about mine so there we are. I'm doing well financially and I still know that Biden policies are wrong and are hurting the nation. It's not just about you only.
My brother in Christ, you guys are the ones pissing your pants over fast food workers being paid enough to make rent causing your egg McMuffins to cost $5.

Yes, everything is more expensive. That’s the result of policy decisions by multiple administrations (quantitative easing, low interest rates, stimulus) and any intellectually honest person would recognize that.

An intellectually honest person would also acknowledge that unemployment is low and wage growth has been strong and outpacing inflation, particularly amongst the lower and middle portion of earners. “It’s not just about you and only you”, remember?

An intellectually honest person understands that low unemployment, wage growth, and low interest rates are all present inherently inflationary pressures.
 
My brother in Christ, you guys are the ones pissing your pants over fast food workers being paid enough to make rent causing your egg McMuffins to cost $5.

Yes, everything is more expensive. That’s the result of policy decisions by multiple administrations (quantitative easing, low interest rates, stimulus) and any intellectually honest person would recognize that.

An intellectually honest person would also acknowledge that unemployment is low and wage growth has been strong and outpacing inflation, particularly amongst the lower and middle portion of earners. “It’s not just about you and only you”, remember?

An intellectually honest person understands that low unemployment, wage growth, and low interest rates are all present inherently inflationary pressures.
Inflation is constant but it was only increasing at a slow rate under Trump. The money Trump dumped into the economy in 2020 when he had to shut the nation down had to happen as covid was an unknown danger at that time and people were put out of work. The money Biden dumped into the economy was unnecessary at that point. Unemployment was low under Trump and consumers had more spending power and thats a fact. Furthermore the Biden term has run with the underpinnings of the Trump economic plan anyway. We are still under the Trump tax plan for now, we still have the USMC and we are still hitting Chinese imports with tariffs that I am aware of. My contention is this is what has kept the economy moving even though the consumers are hurting due to the runaway inflation. If I am wrong then tell me specifically what Biden has done to make the economy run good. Virtually all of the jobs being created now are from illegal immigrants anyway. Citizens are losing jobs overall in the current economy.

The economy is just one facet of Bidens performance. He has failed miserably at the southern border. He inherited an under control border situation and blew it up and we know the results. His performance on foreign policy has been a total disaster and he is leading and facilitating the trans movement directly from the WH. I can go on and on, but respectfully what he has done is unforgivable to me.

I support virtually all of Trumps policies and he has a 4 year track record where I was happy with the majority of what he did in spite of constant attack from the uniparty and the intelligence agencies. I am on the Trump Train firmly, but thanks for your response.
 
  • Like
Reactions: AugTig
Inflation is constant but it was only increasing at a slow rate under Trump. The money Trump dumped into the economy in 2020 when he had to shut the nation down had to happen as covid was an unknown danger at that time and people were put out of work. The money Biden dumped into the economy was unnecessary at that point. Unemployment was low under Trump and consumers had more spending power and thats a fact. Furthermore the Biden term has run with the underpinnings of the Trump economic plan anyway. We are still under the Trump tax plan for now, we still have the USMC and we are still hitting Chinese imports with tariffs that I am aware of. My contention is this is what has kept the economy moving even though the consumers are hurting due to the runaway inflation. If I am wrong then tell me specifically what Biden has done to make the economy run good. Virtually all of the jobs being created now are from illegal immigrants anyway. Citizens are losing jobs overall in the current economy.

The economy is just one facet of Bidens performance. He has failed miserably at the southern border. He inherited an under control border situation and blew it up and we know the results. His performance on foreign policy has been a total disaster and he is leading and facilitating the trans movement directly from the WH. I can go on and on, but respectfully what he has done is unforgivable to me.

I support virtually all of Trumps policies and he has a 4 year track record where I was happy with the majority of what he did in spite of constant attack from the uniparty and the intelligence agencies. I am on the Trump Train firmly, but thanks for your response.
Trump’s economy was largely propped up by low interest rates and sustained by his politicization of the federal reserve decision making process. The failure to raise rates 2012-14 and 2016-2019 led to the Fed having no recourse when Covid happened, necessitating the use of direct fiscal stimulus. Had Trump been less worried about his BIG BEAUTIFUL ECONOMY (which was very much a zero interest rate phenomenon aka BUBBLE) and allowed the fed to make appropriate compensatory moves early on in his presidency (mind you, immediately after he’d won an election and didn’t need to be campaigning on present conditions) then we likely would have weathered Covid with far less cash infusion and resultant inflation.

You have zero credibility whining about the border. Republicans offered CBP and ICE a blank check, Biden said he’d sign it if it came to his desk, they put it up for a vote without Israel and Ukraine funding, and the same republicans who wrote the bill decided they wouldn’t pass it because Trump didn’t want to allow Biden the opportunity to fix anything. Directly causing the inability to solve a problem and then claiming you’re the only one who can solve it is abusive conman behavior but it’s consistent with how Trump has operated his entire life.
 
She has an opinion and a vote just like you. I happen to think your opinion sucks and I'm sure you feel the same way about mine so there we are. I'm doing well financially and I still know that Biden policies are wrong and are hurting the nation. It's not just about you only.

You feel they are wrong. As pointed out repeatedly, you don't know much of anything with actual facts to back it upi.
 
  • Like
Reactions: Dungeon09
Trump’s economy was largely propped up by low interest rates and sustained by his politicization of the federal reserve decision making process. The failure to raise rates 2012-14 and 2016-2019 led to the Fed having no recourse when Covid happened, necessitating the use of direct fiscal stimulus. Had Trump been less worried about his BIG BEAUTIFUL ECONOMY (which was very much a zero interest rate phenomenon aka BUBBLE) and allowed the fed to make appropriate compensatory moves early on in his presidency (mind you, immediately after he’d won an election and didn’t need to be campaigning on present conditions) then we likely would have weathered Covid with far less cash infusion and resultant inflation.

You have zero credibility whining about the border. Republicans offered CBP and ICE a blank check, Biden said he’d sign it if it came to his desk, they put it up for a vote without Israel and Ukraine funding, and the same republicans who wrote the bill decided they wouldn’t pass it because Trump didn’t want to allow Biden the opportunity to fix anything. Directly causing the inability to solve a problem and then claiming you’re the only one who can solve it is abusive conman behavior but it’s consistent with how Trump has operated his entire life.
This is not a serious answer!!! You are trying to explain the Trump success that occurred in a negative way. LOL!! You also just blew over the fact that Trump had the border under control and doofus Joe blew it up fast.

😅🤣😂😆😁😄😃😀🙃🤩🤪😝😜😛
 
  • Like
Reactions: AugTig
ADVERTISEMENT
ADVERTISEMENT