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It will not affect me until next year. My teams says there is no way you can figure anything out with any accuracy because the whole fvcking thing is based on lies and not facts and changes direction like a fart in the wind.Originally posted by igachoochoo:
has any member here been helped or hurt by Obamacare?
Originally posted by ValleyCat_6317:
My brother and his friend (a couple years out of college) went into business for themselves and are enrolled in obamacare.
They need every break they can get, starting with next to nothing. Both of them have yet to be sick.
They joke about it (and get it pretty thick by some friends) but said they don't know if they would have made the leap without it.
Do you have any idea what your brother's monthly premium is? I'm on my wife's plan now, because she is a teacher, but before we were married I had my own policy through Blue Cross Blue Shield. I'm self employed and my premium was right at $200/month.Originally posted by ValleyCat_6317:
After doing their due diligence obamacare was the cheapest route to buy medical (and it might include eye and dental?) Coverage. They had to buy a policy individually without group/company discount whereas I get a huge break by working for a young company (average age 26). So the benefit is in the cost to buy policy using obamacare with similar coverage as myself as opposed to buying policy directly from aetna, colonial, whoever.
The hundreds of dollars they will save this year are important to their success.
This is what I'm thinking. My wife has the best insurance you can possibly get through the state health plan and our deductible went up starting in January unbeknownst to us without warning. It didn't increase a lot, but it still increased.Originally posted by tigerincharlotte:
So basically it helps poors, and hurts those who are established or successful? Sounds about right.
Helped me out tremendously when I was unemployed early this year. The premium was about $30 higher than what I was paying through my previous employer but the coverage was actually better.Originally posted by igachoochoo:
has any member here been helped or hurt by Obamacare?
A couple of companies have already released statements that across-the-board increases of double digit % are coming next year. Wellpoint has already indicated it may be as high as 50%.Originally posted by appalachiatiger:
even without obamacare- i expect our insurance to coninually rise for the foeseeable future
spot onOriginally posted by tigertommy1:
A couple of companies have already released statements that across-the-board increases of double digit % are coming next year. Wellpoint has already indicated it may be as high as 50%.Originally posted by appalachiatiger:
even without obamacare- i expect our insurance to coninually rise for the foeseeable future
Nobody with any intelligence, and an understanding of how insurance works, can think that this new "system" is going to save money.
Insurance companies are "for-profit". The gov't is now telling them they have their insurance pool will now have much higher risks/costs. Well, who is going to pay that, in order for the companies to still be able to operate? Healthy people.
No matter whether you are liberal/conservative, democrat/republican, etc,....one thing will happen with this new system of health care - the healthy people will be paying a larger amount of premiums in order to shift the costs.
Insurance companies are going to have much, much higher costs with they way they will now be forced to operate (and that is a different argument - whether that is a good or bad thing). They gotta get the money from somewhere to pay these costs. Who pays? Healthy people and those that can afford it. What if you can't afford it? Well, then the gov't pays a large portion of your premiums for you. Who pays for that? People who are working and paying taxes. It is a gigantic shifting of responsibilities.
These points can't be debated. They are fact. I, for one, am very skeptical that the current system can survive.
I think the next big eye-opener for the public will be when the rate increases hit next year, after the insurance companies have had 9-12 months to see how bad this hurts their bottom lines. People are complaining about 10%-ish increases this year.
Wait till you see how bad it is next year! The companies now are just guessing at current rates with all the new rules, insured pools, etc.
Intelligence - the real problem. The $$$ has to come from somewhere.Originally posted by tigertommy1:
A couple of companies have already released statements that across-the-board increases of double digit % are coming next year. Wellpoint has already indicated it may be as high as 50%.Originally posted by appalachiatiger:
even without obamacare- i expect our insurance to coninually rise for the foeseeable future
Nobody with any intelligence, and an understanding of how insurance works, can think that this new "system" is going to save money.
Insurance companies are "for-profit". The gov't is now telling them they have their insurance pool will now have much higher risks/costs. Well, who is going to pay that, in order for the companies to still be able to operate? Healthy people.
No matter whether you are liberal/conservative, democrat/republican, etc,....one thing will happen with this new system of health care - the healthy people will be paying a larger amount of premiums in order to shift the costs.
Insurance companies are going to have much, much higher costs with they way they will now be forced to operate (and that is a different argument - whether that is a good or bad thing). They gotta get the money from somewhere to pay these costs. Who pays? Healthy people and those that can afford it. What if you can't afford it? Well, then the gov't pays a large portion of your premiums for you. Who pays for that? People who are working and paying taxes. It is a gigantic shifting of responsibilities.
These points can't be debated. They are fact. I, for one, am very skeptical that the current system can survive.
I think the next big eye-opener for the public will be when the rate increases hit next year, after the insurance companies have had 9-12 months to see how bad this hurts their bottom lines. People are complaining about 10%-ish increases this year.
Wait till you see how bad it is next year! The companies now are just guessing at current rates with all the new rules, insured pools, etc.